This version prioritizes your 10-day payoff quote for accuracy. Enter a trade-in value from KBB/Edmunds/etc.
to estimate positive/negative equity.
Advanced / if payoff doesn’t include tax & fees (optional)
About the modes:
• Payoff only is typically what matters when a dealer buys your lease during a trade (equity ≈ trade-in − payoff).
• Payoff + remaining payments is rarely the right comparison unless you’re modeling a very specific scenario—use with caution.
• Return/Walk-away is just a rough “what it costs to turn it in,” often disposition fee (and possibly wear/tear, mileage, etc.).